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The Military Money Manual Podcast

The Military Money Manual Podcast

Military Money: Investing, spending, saving, financial freedom, and getting out of debt. Real world tactics and strategies for active duty, Guard and Reserve, military spouses, veterans, enlisted, and officers.

The Military Money Manual Podcast is all about achieving financial independence.

Build the Life You Want, Then Save for It. 5 Minute Military Money 9/10 #227
The Military Money Manual Podcast
Build the Life You Want, Then Save for It. 5 Minute Military Money 9/10 #227

Reviews

On Mission
So helpful and practical. A must listen! Thank you Spencer and Jamie.
Perfect for all military members
Great info for military members of all levels on their journey towards financial independence and building wealth. Covers a lot of specific military benefits, investing, deployment advice, etc. Keep up the good work!
Perfect!
Thanks for the info and keep the good work Reese. See ya around the world!
Great Military FI Content!
I’ve been following MMM, ChooseFI, Mad FIentist and a few others for years now, but they don’t have much that’s geared towards us military folks. I really enjoy your content and conversations. Thanks!
Best military investing podcast
Been following for a while now. While their skill and ability of making jalapeño popcorn is suspect (never confirmed) I can say the guidance and advice in this podcast is spot on. Real good source of information of benefits that military members have that are mostly unknown because the military does a poor job advertising and teaching these things. Great info on tax, investing, FI and all the rest.
Expert Advice
Love this podcast! Spencer was preaching this information back in 2010 when we were at pilot training. This information is perfect for all military members and I cant wait to read his book!
Great work by Spencer and Jamie
Excellent resource for all military service and your father. I’ll let you know how it works out for my timing the market. Love you and proud of you! DadJamie your quote on humility was spot on.
Great podcast and website!
I love listening to your podcast each week! You guys do an outstanding job and have taught me about topics I never would have considered! Highly recommend!!!
Great military finance podcast!
This is a great podcast, full of awesome information for those servicemembers and veterans seeking financial independence.
Great Insight for Military Spouses Who Have Professional Licenses
This episode, launched on Monday, January 9, 2023 regarding how military spouses can be reimbursed for establishing their professional license at a new duty station is great! I will be sharing it with other mil spouses.
A wealth of information!
This podcast is a wealth of information - both literally and figuratively. I first found it when searching for more information on how to use circuitous travel for our family’s upcoming PCS move. Their podcast on that topic alone was enough to prompt me to give a 5 star review, but then I started listening to some past podcasts and was so impressed with the knowledge they share for military members and their families. Hitting subscribe was an easy choice!We’ve long been AMEX Platinum users and
Great advice!
If you’re in the military and like money how can you not love this podcast? They have helped me save so much money since I started following their tops and tracks. They are the best for military travelHacks as well!!!
Awesome Information for Military Members
Spencer and Jamie are experts in all things military money and credit card travel hacking. This podcast is super insightful every time with actionable tips you can go implement today. Highly recommend their website as well for step by step instructions on travel hacking!
Great
Wealth hacks by veterans for veterans. Great work.
Where have you been all of my life???
Let me start by saying that this podcast is on point. Great financial advice for military personnel whether you are just starting your military career or been in for awhile. By only disappointment is mot finding this podcast and website sooner in my career. I will definitely be sharing this to my soldiers. P.S. i was listening one of the episodes where you mentioned not having a lot of reviews in Apple Podcasts so here i am!!!Keep up the good work!!!!
Outstanding content
Spencer and Jamie have carved out a needed space for Soldiers, Airman, Marines, Sailors, Guardians and Military Families to discuss next steps in their personal finance journey during and after the military.Thank you!
Great Resource
This podcast along with the Military Money Manual book and website are a great resource for military members. It’s great to see learn more about financial independence from a military focused perspective. As a commander I have been recommending all these resources to my Airmen!
So informative
I’m a navy spouse and I’ve been learning about travel hacking but since my husband doesn’t just get to pick up and go with his demanding schedule it’s nice to know the hacks that are specific to military and hear it straight from these guys who are experienced
The Value Is Incredible
I am a veteran, Gold Star Spouse, and current GS employee. I know I’m not the target demographic but I have found TREMENDOUS value from starting this podcast last year. I have gone back and listened to old episodes and tell my friends, family, comets and coworkers about this podcast and what I’ve learned. I’ve purchased the TSP course and have recommended my young enlisted friends and family do the same.One million thanks will never be enough to Jamie and Spencer. It is with my highest recommen
Best Mil Investing Podcast
I stumbled upon the Military Money Manuel via Spencer Reese’s website. Bought/read his book, and now listen to his podcast. Even if every episode doesn’t apply to my situation, I really appreciate his insight and perspective. After reading his book and listening to his podcast, I’ve automated most of my investing and have even picked up some of the other investing books he recommended. Great podcast for anyone trying to learn more about investing… especially while in the Military.
Must listen to Podcast for any military members
This podcast is very help and can be useful for anyone is currently serving or is thinking of joining!
New to finance
I love Spencer and Jamie! I was given the military money manual after graduating college and this has totally opened the door to personal finance and FIRE. As a 2nd Lt I’m on the way to maxing my TSP and have already maxed my Roth. I’ve sent non-military friends your book because it’s so good! This podcast is so soothing and helps me find new topics on what I need to educate myself on. Thank you for everything you do!
Great Show!
Incredible show and a must listen for all military members. Based on the latest episode I just opened a Roth IRA and immediately maxed it out for 2025 and plan to do the same for 2026. Thanks so much!
The Military Money Podcast I’ve been looking for!
Thank you for running this podcast. I’ve been in the military for 13 years and I wish I found this podcast when I started but your advice has validated my money actions for most of my military career and I’m also learning new information as well. I’ve talked to financial counselors who claim they want to support the military but they are really selling products that would financial cripple them. But after listening to you all, I’ve found leaders who truly care for the military by giving them sou

Recent Episodes

Build the Life You Want, Then Save for It. 5 Minute Military Money 9/10 #227
May 4, 2026

Build the Life You Want, Then Save for It. 5 Minute Military Money 9/10 #227

Step 9 in our 10-part series: build the life you want and save for it. Spencer and Jamie step away from the spreadsheet to remind listeners that financial independence is a means to an end — not the end itself. Topics covered...
Max Out Your Roth TSP | 5 Minute Military Money 8/10 #226
April 27, 2026

Max Out Your Roth TSP | 5 Minute Military Money 8/10 #226

Step 8 in our 10-part series: max out your Roth TSP. Spencer and Jamie explain the triple tax benefit military members get by combining low-taxed allowances with Roth contributions, and why maxing the TSP is a stretch goal — ...
Open Your Roth IRA, Invest in a Total Stock Market Index Fund | 5 Minute Military Money 7/10 #225
April 20, 2026

Open Your Roth IRA, Invest in a Total Stock Market Index Fund | 5 Minute Military Money 7/10 #225

Step 7 in our 10-part series: open a Roth IRA at Vanguard, Fidelity, or Schwab and max out your contribution into a total stock market index fund. Spencer and Jamie break down why the LADS method (Low-cost, Automated, Diversi...
Build Your Emergency Fund | 5 Minute Military Money 6/10 #224
April 13, 2026

Build Your Emergency Fund | 5 Minute Military Money 6/10 #224

Step 6 in our 10-part series: grow your emergency fund to cover three months of expenses. Spencer and Jamie explain why your "SWAN number" (Sleep Well At Night) matters more than the math, why you should default to your partn...
Pay Off High-Interest Rate Debt | 5 Minute Military Money 5/10 #223
April 6, 2026

Pay Off High-Interest Rate Debt | 5 Minute Military Money 5/10 #223

Step 5 in our 10-part series: pay down your high interest rate debt. Spencer and Jamie share how they each paid off six figures of debt on military pay, why debt robs your future self of choices, and where to find free help i...
Budget for the "Four Walls" | Food, Utilities, Shelter, Transportation: 5 Minute Military Money 4/10 #222
March 30, 2026

Budget for the "Four Walls" | Food, Utilities, Shelter, Transportation: 5 Minute Military Money 4/10 #222

Step 4 of the 10-part military finance essentials series. Spencer and Jamie explain how to create a realistic budget focusing on "the four walls": food, utilities, shelter, and transportation. Learn which budgeting tools work...