Welcome to The Military Money Manual Podcast!

Episodes

Feb. 2, 2026

Military Medical Retirement Explained: VA Disability, IDES, and What …

In this episode, Spencer Reese is joined by Paul , a recently medically retired National Guard officer, and Joel Petit , a military disability retirement attorney, to break down the medical retirement process , VA disability ...

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Jan. 26, 2026

Business Credit Cards, Points, & Miles with Ross Alcorn, Itinerary Bo…

Spencer Reese welcomes Ross Alcorn from Itinerary Boss https://itineraryboss.com/ to discuss credit card points and miles strategies, with special focus on small business owners. Ross shares how he saved $19,000 on his honeym...

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Jan. 19, 2026

10 Step Investing Plan for Military Officers & Enlisted | Bogleheads …

Spencer and Jamie break down the 10 core principles of Bogleheads investing and show how military service members can apply this simple, low-cost approach to build wealth through the TSP and other accounts. If you're overwhel...

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Jan. 12, 2026

Roth In-Plan Conversions TSP with Brain "ALF" O'Neill #211

Starting January 28, 2026, military members can finally convert their traditional TSP to Roth while still serving...and if you're deployed to a combat zone, you could convert tens of thousands at near-zero tax rates. Brian "A...

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Jan. 5, 2026

CardPointers App | Track & Max Your Military Credit Card Benefits, Cr…

Leaving thousands of dollars in credit card offers on the table because you forgot to activate them? Brooke Merkle from CardPointers reveals how the Chrome extension and app automatically track 40+ credit cards, find the best...

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Dec. 29, 2025

Build Wealth in the Military (2026 Update): TSP Limits, Pay Raises, &…

Is 2026 the year you finally take control of your military finances? With a 3.8% pay raise, new TSP contribution limits of $24,500, and proven strategies that helped one E-7 reach $600,000 in net worth by year 14, Spencer and...

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Dec. 15, 2025

After 200 Episodes, We Changed Our Minds On These Things #208

What have learned as we've recorded over 200 episodes now? What have we changed our minds about? We reflect back on our years of podcasting, recording over 200 episodes with hundreds of positive reviews, hundreds of thousands...

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Dec. 8, 2025

Roth IRA for Military 2026 | IRA Update for Military Families #207

$7,500 is the new maximum amount you can contribute for your IRA in 2027. We recommend generally that you and your spouse (if applicable) both do Roth IRAs, after 5% to the the TSP for the match. Spencer and Jamie offer one-o...

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Dec. 1, 2025

Military Travel Perks with Chelsey from Camouflage Perks #206

What if you could fly your family to Europe in first class, stay at luxury resorts for $400 a week, and spend less on vacation than you do at home? Chelsey from Camouflage Perks shares how military families are using fee-waiv...

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Nov. 24, 2025

5 Ways to Prepare for Christmas Spending Now | Holiday Season Budgeti…

Don't want to feel stressed about money this holiday season? Here are 5 ways to prepare your family's mindset and spending for the season of giving! Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your ...

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Nov. 17, 2025

Military Credit Cards with Carissa Rawson | Air Force Veteran Reveals…

Join Spencer Reese and Carissa Rawson, Director of Travel and Marketing at Rove and Air Force veteran, for an in-depth discussion about maximizing credit card rewards and travel benefits as a military service member. Carissa ...

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Nov. 10, 2025

Chase Sapphire Reserve New Benefits Are Live Now! | New CSR Benefits …

Hot new bennies are live on one of our favorite cards, the Chase Sapphire Reserve! EDIT TO ONE MISPEAK IN EPISODE: site to search for Chase Dining benefit locations is https://useyourcredits.com/maps/chase-reserve/ As of 10/2...

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Nov. 3, 2025

Citi Strata Elite Card Waived for Military and Military Spouses | Cit…

Jamie's no longer a "Citi hater" because Citi just changed the game. The new $595 Citi Strata Elite now has automatic annual fee waivers for military—no complex formulas, no statement balance tricks, no emails required. Plus ...

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Oct. 27, 2025

HSCP vs HPSP + $500k Public Service Loan Forgiveness: Navy Medicine W…

Spencer Reese welcomes Lieutenant Commander Webster Felix, a Navy prosthodontist, for an in-depth discussion about maximizing military medicine benefits. Webb's journey from enlisted E6 dental student to O5 prosthodontist sho...

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Oct. 20, 2025

Military to Civilian Transitions with Jesse Cramer, Personal Finance …

Spencer Reese, founder of the Military Money Manual, joins Jesse Kramer to discuss the unique financial landscape of military service and the critical transition to post-service life. Spencer separated from the US Air Force i...

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Oct. 13, 2025

Plan Epic Trips on Military Leave: Travel Mission Planning - Hotels, …

Travel Planning with Points & Miles Join Spencer Reese and Jamie as they dive deep into the tactical strategies for planning and booking travel using credit card points and miles. This comprehensive guide walks through the en...

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Oct. 8, 2025

Government Shutdown 2025: 0% Loans from USAA, Navy Federal, Aid Socie…

Updates available on militarymoneymanual.com/shutdown Air Force Aid Society – Falcon Loans up to $1,500 and Standard Assistance, up to 24 months of repayment. Space Force also eligible. Navy-Marine Corps Relief Society – Quic...

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Oct. 6, 2025

End Military Money Stress - 3 Tasks to Improve Your Money Relationshi…

Spencer Reese and Jamie deliver a no-nonsense, tough-love episode for military families struggling with paycheck-to-paycheck living. This episode cuts through excuses and provides three immediate, actionable steps to regain c...

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Sept. 29, 2025

Military Divorce - What You Need to Know and Do with David Smith #196

Think military divorce means automatically splitting everythign 50/50 and going to court? Wrong on both counts! Certified Divorce Financial Anaylst David Smith reveals what most military families get wrong and what it costs t...

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Sept. 22, 2025

Buy Now, Pay Later Traps for Military Families with Lacey Langford #1…

Dont' fall for these traps! This "convenient" payment option could be sabotaging your financial future and even your security clearance! Military financial expert Lacey Langford returns to sound the alarm on what she calls "t...

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Sept. 18, 2025

Amex Platinum Military 2025 Update: $895 Annual Fee Waiver, Unlock $3…

New benefits are available immediately as of 9/18/25!! Learn how to apply for the The Platinum Card® from American Express : https://militarymoneymanual.com/amex-platinum-military/ Learn more about American Express military a...

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Sept. 15, 2025

Find Your Military Financial Community | MilMoneyCon with Lacey Langf…

"Rising tides lift all ships!" MilMoneyCon 2026 dates just released! May 26-28, 2026 in Savannah, GA. See https://milmoneycon.com/register/ The military finance community doesn't have to operate in silos. Through strategic ne...

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Sept. 8, 2025

College Finances for Military Families | Kate Horrell's New Book #192

Is the wrong strategy for your GI Bill costing you over $100,000?! Today's guest is Kate Horrell, author of the new book "College Finances for Military Families," reveals why the "fair share" approach to education benefits mi...

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Sept. 1, 2025

Guard & Reserve: Financial Flexibility and Career Stability with Sam …

Think your military career ends with active duty? Think again. Sam Lewis reveals how Guard and Reserve service can unlock financial freedom, career flexibility, and long-term stability...without sacrificing family life or fut...

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