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Episodes

Build Wealth in the Military (2026 Update): TSP Limits, Pay Raises, & Avoid Military Money Mistakes #209
Dec. 29, 2025

Build Wealth in the Military (2026 Update): TSP Limits, Pay Raises, &…

Is 2026 the year you finally take control of your military finances? With a 3.8% pay raise, new TSP contribution limits of $24,500, and proven strategies that helped one E-7 reach $600,000 in net worth by year 14, Spencer and...

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After 200 Episodes, We Changed Our Minds On These Things #208
Dec. 15, 2025

After 200 Episodes, We Changed Our Minds On These Things #208

What have learned as we've recorded over 200 episodes now? What have we changed our minds about? We reflect back on our years of podcasting, recording over 200 episodes with hundreds of positive reviews, hundreds of thousands...

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Roth IRA for Military 2026 | IRA Update for Military Families #207
Dec. 8, 2025

Roth IRA for Military 2026 | IRA Update for Military Families #207

$7,500 is the new maximum amount you can contribute for your IRA in 2027. We recommend generally that you and your spouse (if applicable) both do Roth IRAs, after 5% to the the TSP for the match. Spencer and Jamie offer one-o...

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Military Travel Perks with Chelsey from Camouflage Perks #206
Dec. 1, 2025

Military Travel Perks with Chelsey from Camouflage Perks #206

What if you could fly your family to Europe in first class, stay at luxury resorts for $400 a week, and spend less on vacation than you do at home? Chelsey from Camouflage Perks shares how military families are using fee-waiv...

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5 Ways to Prepare for Christmas Spending Now | Holiday Season Budgeting for Military Families #205
Nov. 24, 2025

5 Ways to Prepare for Christmas Spending Now | Holiday Season Budgeti…

Don't want to feel stressed about money this holiday season? Here are 5 ways to prepare your family's mindset and spending for the season of giving! Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your ...

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Military Credit Cards with Carissa Rawson | Air Force Veteran Reveals How to Get 20+ Premium Cards with $0 Annual Fees #204
Nov. 17, 2025

Military Credit Cards with Carissa Rawson | Air Force Veteran Reveals…

Join Spencer Reese and Carissa Rawson, Director of Travel and Marketing at Rove and Air Force veteran, for an in-depth discussion about maximizing credit card rewards and travel benefits as a military service member. Carissa ...

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Chase Sapphire Reserve New Benefits Are Live Now! | New CSR Benefits for Military Families #203
Nov. 10, 2025

Chase Sapphire Reserve New Benefits Are Live Now! | New CSR Benefits …

Hot new bennies are live on one of our favorite cards, the Chase Sapphire Reserve! EDIT TO ONE MISPEAK IN EPISODE: site to search for Chase Dining benefit locations is https://useyourcredits.com/maps/chase-reserve/ As of 10/2...

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Citi Strata Elite Card Waived for Military and Military Spouses | Citi MLA 2026 Updates #202
Nov. 3, 2025

Citi Strata Elite Card Waived for Military and Military Spouses | Cit…

Jamie's no longer a "Citi hater" because Citi just changed the game. The new $595 Citi Strata Elite now has automatic annual fee waivers for military—no complex formulas, no statement balance tricks, no emails required. Plus ...

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HSCP vs HPSP + $500k Public Service Loan Forgiveness: Navy Medicine With LCDR Webster Felix #201
Oct. 27, 2025

HSCP vs HPSP + $500k Public Service Loan Forgiveness: Navy Medicine W…

Spencer Reese welcomes Lieutenant Commander Webster Felix, a Navy prosthodontist, for an in-depth discussion about maximizing military medicine benefits. Webb's journey from enlisted E6 dental student to O5 prosthodontist sho...

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Military to Civilian Transitions with Jesse Cramer, Personal Finance for Long-Term Investors #200
Oct. 20, 2025

Military to Civilian Transitions with Jesse Cramer, Personal Finance …

Spencer Reese, founder of the Military Money Manual, joins Jesse Kramer to discuss the unique financial landscape of military service and the critical transition to post-service life. Spencer separated from the US Air Force i...

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Plan Epic Trips on Military Leave: Travel Mission Planning - Hotels, Flights, Rental Cars, Credit Cards, Points, Miles - #199
Oct. 13, 2025

Plan Epic Trips on Military Leave: Travel Mission Planning - Hotels, …

Travel Planning with Points & Miles Join Spencer Reese and Jamie as they dive deep into the tactical strategies for planning and booking travel using credit card points and miles. This comprehensive guide walks through the en...

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Government Shutdown 2025: 0% Loans from USAA, Navy Federal, Aid Societies | Military Pay, Emergency Funds, What To Do Now #198
Oct. 8, 2025

Government Shutdown 2025: 0% Loans from USAA, Navy Federal, Aid Socie…

Updates available on militarymoneymanual.com/shutdown Air Force Aid Society – Falcon Loans up to $1,500 and Standard Assistance, up to 24 months of repayment. Space Force also eligible. Navy-Marine Corps Relief Society – Quic...

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End Military Money Stress - 3 Tasks to Improve Your Money Relationship #197
Oct. 6, 2025

End Military Money Stress - 3 Tasks to Improve Your Money Relationshi…

Spencer Reese and Jamie deliver a no-nonsense, tough-love episode for military families struggling with paycheck-to-paycheck living. This episode cuts through excuses and provides three immediate, actionable steps to regain c...

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Military Divorce - What You Need to Know and Do with David Smith #196
Sept. 29, 2025

Military Divorce - What You Need to Know and Do with David Smith #196

Think military divorce means automatically splitting everythign 50/50 and going to court? Wrong on both counts! Certified Divorce Financial Anaylst David Smith reveals what most military families get wrong and what it costs t...

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Buy Now, Pay Later Traps for Military Families with Lacey Langford #195
Sept. 22, 2025

Buy Now, Pay Later Traps for Military Families with Lacey Langford #1…

Dont' fall for these traps! This "convenient" payment option could be sabotaging your financial future and even your security clearance! Military financial expert Lacey Langford returns to sound the alarm on what she calls "t...

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Amex Platinum Military 2025 Update: Annual Fee Benefits, Unlock $3,500+ in Annual Value + New Benefits #194
Sept. 18, 2025

Amex Platinum Military 2025 Update: Annual Fee Benefits, Unlock $3,50…

New benefits are available immediately as of 9/18/25!! Learn how to apply for the The Platinum Card® from American Express : https://militarymoneymanual.com/amex-platinum-military/ Learn more about American Express military a...

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Find Your Military Financial Community | MilMoneyCon with Lacey Langford #193
Sept. 15, 2025

Find Your Military Financial Community | MilMoneyCon with Lacey Langf…

"Rising tides lift all ships!" MilMoneyCon 2026 dates just released! May 26-28, 2026 in Savannah, GA. See https://milmoneycon.com/register/ The military finance community doesn't have to operate in silos. Through strategic ne...

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College Finances for Military Families | Kate Horrell's New Book #192
Sept. 8, 2025

College Finances for Military Families | Kate Horrell's New Book #192

Is the wrong strategy for your GI Bill costing you over $100,000?! Today's guest is Kate Horrell, author of the new book "College Finances for Military Families," reveals why the "fair share" approach to education benefits mi...

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Guard & Reserve: Financial Flexibility and Career Stability with Sam Lewis #191
Sept. 1, 2025

Guard & Reserve: Financial Flexibility and Career Stability with Sam …

Think your military career ends with active duty? Think again. Sam Lewis reveals how Guard and Reserve service can unlock financial freedom, career flexibility, and long-term stability...without sacrificing family life or fut...

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Military Life Insurance with Jerry Quinn, Armed Forces Mutual (AAFMAA) #190
Aug. 25, 2025

Military Life Insurance with Jerry Quinn, Armed Forces Mutual (AAFMAA…

How much life insurance do military servicemembers need? What about military spouses? Is SGLI enough? In this episode, Spencer Reese and Jamie sit down with Jerry Quinn, a 40-year Army veteran and executive at Armed Forces Mu...

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Mini-Retirements and Sabbaticals for Military Veterans or Retirees with Justin Peters #189
Aug. 18, 2025

Mini-Retirements and Sabbaticals for Military Veterans or Retirees wi…

Are Mini Retirements, Optionality, and Side Hustles Possible in the Military? From seven-month sabbaticals to turning a hobby into a thriving side business, Justin Peters from the FI Minded Podcast shares how dialing back wor...

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Military Money Mentor | Financial Coaching for Military Families with Spencer Reese & Jamie #188
Aug. 11, 2025

Military Money Mentor | Financial Coaching for Military Families with…

Financial Coaching & Money Mentor Opportunities Feeling confident in your research but stalled when it comes to taking action on your military family's financial plan? From TSP questions to credit card strategies, this episod...

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Credit Cards for Military Q&A | Military Credit Card Strategies #187
Aug. 4, 2025

Credit Cards for Military Q&A | Military Credit Card Strategies #187

Wondering how to unlock premium travel perks and avoid annual fees while serving on Active Duty, the Guard, Reserves? Or maybe you're a military spouse and curious if you qualify for the same protections and waivers? This epi...

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Gut Check! Remember How You Felt When the Market Dropped? #186
July 28, 2025

Gut Check! Remember How You Felt When the Market Dropped? #186

Remember when you were spooked by April's market dip? Spencer and Jamie unpack how to discuss your feelings of panic this past April, stay calm, stick to your investing philosophy, and make smart moves post-crisis. Key Takeaw...

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