Welcome to The Military Money Manual Podcast!

Episodes

Military Divorce - What You Need to Know and Do with David Smith #196
Sept. 29, 2025

Military Divorce - What You Need to Know and Do with David Smith #196

Think military divorce means automatically splitting everythign 50/50 and going to court? Wrong on both counts! Certified Divorce Financial Anaylst David Smith reveals what most military families get wrong and what it costs t...

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Buy Now, Pay Later Traps for Military Families with Lacey Langford #195
Sept. 22, 2025

Buy Now, Pay Later Traps for Military Families with Lacey Langford #1…

Dont' fall for these traps! This "convenient" payment option could be sabotaging your financial future and even your security clearance! Military financial expert Lacey Langford returns to sound the alarm on what she calls "t...

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Amex Platinum Military 2025 Update: $895 Annual Fee Waiver, Unlock $3,500+ in Annual Value + New Benefits #194
Sept. 18, 2025

Amex Platinum Military 2025 Update: $895 Annual Fee Waiver, Unlock $3…

New benefits are available immediately as of 9/18/25!! Learn how to apply for the The Platinum Card® from American Express : https://militarymoneymanual.com/amex-platinum-military/ Learn more about American Express military a...

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Find Your Military Financial Community | MilMoneyCon with Lacey Langford #193
Sept. 15, 2025

Find Your Military Financial Community | MilMoneyCon with Lacey Langf…

"Rising tides lift all ships!" MilMoneyCon 2026 dates just released! May 26-28, 2026 in Savannah, GA. See https://milmoneycon.com/register/ The military finance community doesn't have to operate in silos. Through strategic ne...

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College Finances for Military Families | Kate Horrell's New Book #192
Sept. 8, 2025

College Finances for Military Families | Kate Horrell's New Book #192

Is the wrong strategy for your GI Bill costing you over $100,000?! Today's guest is Kate Horrell, author of the new book "College Finances for Military Families," reveals why the "fair share" approach to education benefits mi...

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Guard & Reserve: Financial Flexibility and Career Stability with Sam Lewis #191
Sept. 1, 2025

Guard & Reserve: Financial Flexibility and Career Stability with Sam …

Think your military career ends with active duty? Think again. Sam Lewis reveals how Guard and Reserve service can unlock financial freedom, career flexibility, and long-term stability...without sacrificing family life or fut...

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Military Life Insurance with Jerry Quinn, Armed Forces Mutual (AAFMAA) #190
Aug. 25, 2025

Military Life Insurance with Jerry Quinn, Armed Forces Mutual (AAFMAA…

How much life insurance do military servicemembers need? What about military spouses? Is SGLI enough? In this episode, Spencer Reese and Jamie sit down with Jerry Quinn, a 40-year Army veteran and executive at Armed Forces Mu...

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Mini-Retirements and Sabbaticals for Military Veterans or Retirees with Justin Peters #189
Aug. 18, 2025

Mini-Retirements and Sabbaticals for Military Veterans or Retirees wi…

Are Mini Retirements, Optionality, and Side Hustles Possible in the Military? From seven-month sabbaticals to turning a hobby into a thriving side business, Justin Peters from the FI Minded Podcast shares how dialing back wor...

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Military Money Mentor | Financial Coaching for Military Families with Spencer Reese & Jamie #188
Aug. 11, 2025

Military Money Mentor | Financial Coaching for Military Families with…

Financial Coaching & Money Mentor Opportunities Feeling confident in your research but stalled when it comes to taking action on your military family's financial plan? From TSP questions to credit card strategies, this episod...

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Credit Cards for Military Q&A | Military Credit Card Waivers and Strategies #187
Aug. 4, 2025

Credit Cards for Military Q&A | Military Credit Card Waivers and Stra…

Wondering how to unlock premium travel perks and avoid annual fees while serving on Active Duty, the Guard, Reserves? Or maybe you're a military spouse and curious if you qualify for the same protections and waivers? This epi...

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Gut Check! Remember How You Felt When the Market Dropped? #186
July 28, 2025

Gut Check! Remember How You Felt When the Market Dropped? #186

Remember when you were spooked by April's market dip? Spencer and Jamie unpack how to discuss your feelings of panic this past April, stay calm, stick to your investing philosophy, and make smart moves post-crisis. Key Takeaw...

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Why Save for Retirement #185
July 21, 2025

Why Save for Retirement #185

If you've ever felt torn between soaking up life now and securing your future, you're not alone. In this episode, we explore what it really means to invest in "future you" and how to do it without sacrificing everything you l...

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Dual Military Millionaires: Financial Independence in 4 Years, Navy Lifestyle Tips, and Maintaining Connection as a Couple #184
July 14, 2025

Dual Military Millionaires: Financial Independence in 4 Years, Navy L…

Carol and Ken didn't just imagine a life beyond the military- they designed one. In just four years, they transformed from brand-new ensigns with zero TSP contributions into self-made millionaires. In this episode, we'll unpa...

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Chase Sapphire Reserve Military Update | $795 Annual Fee Still Waived, New Benefits #183
July 7, 2025

Chase Sapphire Reserve Military Update | $795 Annual Fee Still Waived…

Spencer and Jamie break down all the major updates to the Chase Sapphire Reserve credit card and why military families should still consider it their top travel rewards card despite the annual fee increase to $795. What You'l...

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Target Military Discount | 10% off for 4th of July and Veterans Day #182
July 1, 2025

Target Military Discount | 10% off for 4th of July and Veterans Day #…

Bonus episode! Target is offering 10% off twice for verified military families! Here's a quick episode were Jamie shares everything you need to know to save big during this limited-time promotion. Whether you're prepping for ...

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$5M by 40: Military Medicine FIRE | Benefits and Pay for Military Doctors with CPT (Dr.) Pritish Sahoo #181
June 30, 2025

$5M by 40: Military Medicine FIRE | Benefits and Pay for Military Doc…

What do you get when you combine a passion for service, a pivot to medicine, and a mastery of money? In this episode, Army doctor Pritish Sahoo breaks down how he leveraged military programs to fund $700K in education—and bui...

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Why File for VA Disability | "I'm Good" and Other Lies Veterans Tell Themselves with Doug Nordman #180
June 23, 2025

Why File for VA Disability | "I'm Good" and Other Lies Veterans Tell …

Did you know even a 0% rating can unlock important benefits for you and your family? Why do so many veterans delay or avoid filing for VA disability compensation? It's not about the money—it's often about identity, pride, and...

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Beyond Money Rich: Five Types of Wealth #179
June 16, 2025

Beyond Money Rich: Five Types of Wealth #179

Your net worth isn't the full picture of your wealth. Financial independence is great, but if your health, relationships, and purpose suffer, are you really wealthy? In this episode, Jamie and Spencer break down The Five Type...

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529 Debate - Are 529s Helpful or Too Restrictive? Spencer & Jamie Have Differing Views on College Savings for Military Families#178
June 9, 2025

529 Debate - Are 529s Helpful or Too Restrictive? Spencer & Jamie Hav…

Too restrictive or a key part of a military families financial planning? Today's episode is a no-holds-barred discussion about the pros, cons, and real-life strategies behind 529 plans. Episode Summary: In this episode, Spenc...

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Triple Tax Benefits of Combat Zone Tax Exclusion CZTE | Invest Tax Free Military Pay #177
June 2, 2025

Triple Tax Benefits of Combat Zone Tax Exclusion CZTE | Invest Tax Fr…

Did you know there's a way to get tax-free income, tax-free growth, AND tax-free withdrawals —all legally? If you're in the military, you have access to one of the most powerful wealth-building tools that civilians can only d...

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7 Levels of Wealth for Military Families | Everyone Starts Somewhere #176
May 26, 2025

7 Levels of Wealth for Military Families | Everyone Starts Somewhere …

Are you just trying to survive financially? Or are you on your way to building a lasting legacy? Discover the 7 levels of wealth adapted for military life and learn how to move from paycheck-to-paycheck living to financial fr...

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PCS like a Pro! Our Top Tips for Military PCS, PPM, and Being Financially Ready #175
May 19, 2025

PCS like a Pro! Our Top Tips for Military PCS, PPM, and Being Financi…

Navigating PCS Chaos, Saving Money, and Finding Adventure! PCSing is a constant in military life, often bringing stress, extra costs, and confusion. But it doesn't have to be a nightmare! In this episode, we dive deep into pr...

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Is Military Retirement Worth It? | Valuing Military Retirement w/ The Enlisted Money Guy, Brandon Lovingier #174
May 12, 2025

Is Military Retirement Worth It? | Valuing Military Retirement w/ The…

The military retirement is one of the best benefits in the world... but is it worth the cost in years of your life? Summary: How is military retirement pay calculated Military retirement can be worth at least $1,500,000! Bene...

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Money for Military Couples | Money for Couples, Military Edition #173
May 5, 2025

Money for Military Couples | Money for Couples, Military Edition #173

Most couples would rather talk about their sex life with a friend than money! What would it look like if we both felt good about money? Today we talk about how to get started with dreaming together and how to discover how to ...

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