Welcome to The Military Money Manual Podcast!

Episodes

Sept. 30, 2024

DCFSA | Dependent Care Flexible Spending Account FSA for Military | W…

Dependent care flexible spending account- is it even worth your time? (note: this is different than the HEALTHCARE FSA which was announced in Sept 2024- we have an episode coming out on that in a few weeks) Open season is com...

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Sept. 23, 2024

Amex Pop-Up Jail, TSP Contributions, Combining Accounts, Low Fee Inve…

In this mailbag episode, Spencer and Jamie answer various listener questions about investing, credit cards, and military-specific financial topics. They provide insights on compound growth, TSP options, Roth vs. Traditional a...

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Sept. 16, 2024

Air Force Pilot: Buying Multiple Homes on Active Duty, Building Wealt…

$85,000 in debt and a brand new truck to a wealthy and generous life?! In this episode, Air Force officer Garrison shares his financial journey from $85,000 in debt to working towards financial independence. He discusses foll...

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Sept. 9, 2024

Military Financial Readiness Study | Tom McLean & Jodi Vickery from A…

The May 2024 Military Family Financial Readiness study from Armed Forces Bank highlighted unique financial challenges military families faces due to the nature of their service. Today, Spencer and Jamie are joined by Tom McLe...

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Sept. 2, 2024

Enlisted Success Story! $500,000+ Invested by Age 31 | Financial Ind…

Enlisted Airmen with half a million dollars invested?! Meet Darren Thedieck, US Air Force E-7 who was recently featured by CNBC . and Stripes . We talk very practical tips with Darren about how he learned to save, where he sa...

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Aug. 26, 2024

Health is Wealth | Physical Wellness and the Connection to Financial …

What's the point of building wealth if you're not healthy enough to enjoy it? Today, Spencer and Jamie explore the connection between physical health and financial health. Although this is a slight diversion from our money-fo...

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Aug. 19, 2024

Vanguard Founder Jack Bogle: 10 Step Wealth Building Bogleheads Inves…

Does a simple Bogleheads style of investing work for military families? YES! The Bogleheads are followers of the philosophy of Vanguard founder John C. "Jack" Bogle. Live below your means Develop a workable plan Never bear t...

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Aug. 12, 2024

New TSP Fund: L2070 Lifecycle | What are Lifecycle Funds? Are Lifecyc…

The L2070 lifecycle fund is available now in your TSP as of July 2024. If you were born after 2005, this will be your default fund you'll be automatically enrolled to contribute to. This is for those of you who'll reach retir...

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Aug. 5, 2024

Dave Ramsey 7 Baby Steps - Do They Work for Military Families? | How …

Dave Ramsey's 7 baby steps have helped millions of families. Do they work for military families? Today, we discuss each of the 7 baby steps and how they can work for military families. Both Spencer and Jamie started on the Da...

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July 29, 2024

Don't Buy a House on Active Duty | Reduce Stress, Hassle, and Build L…

It's okay to rent on active duty! You don't need to buy a house to build wealth. You can safely ignore the push from VA loan sellers, real estate agents, and mortgage brokers. In this episode of the MMM podcast, Spencer and J...

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July 8, 2024

Listener Success Story! Travel Hacking Military Honeymoon to Tahiti |…

Listener Brian joins us today to share how he used annual-fee waived credit cards to save about $6,000 on his honeymoon by saving big on his flights and hotel. Learn how to get your annual fees waived on premium credit cards ...

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July 1, 2024

Enlisted Military's Guide to Money | Advice for New Military Members,…

New enlisted servicemember's guide to personal finance! In this episode, Spencer and Jamie share all the financial advice they'd share with a new enlisted troop in their unit. It is possible to accumulate and save while on ac...

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July 1, 2024

Military Officer's Guide to Money | Building Wealth for Army, Navy, A…

New officer's guide to personal finance! In this episode, Spencer and Jamie share all the financial advice they'd share with a new officer in their unit. You CAN become rich on active duty as a military officer! If you're an ...

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June 24, 2024

Military Taxes, State Tax Laws & Spouse Side Hustles | Military Spous…

Taxes can be complicated. Military families have a number of unique concerns when thinking about their taxes- which state(s) to file in, how to withhold taxes, how a gig economy or side hustle affects the plan, how to handle ...

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June 17, 2024

Tips for Separating from Active Duty, Avoiding Index Universal Life I…

For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Real-estate returns, disability insurance...

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June 10, 2024

Continuation Pay Calculation & Timing With BRS & TSP With Brandon Lov…

For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Confused about continuation pay? Join the...

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June 3, 2024

12% TSP Returns? How Long to Become a TSP Millionaire #127

For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call! 12% annualized return in my TSP?? Take an...

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May 27, 2024

Upgrading Flights on Military TDY / TAD with Points and Miles #126

For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. You can easily explore flight upgrades on...

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May 20, 2024

Find a Financial Advisor You Can Trust | Nectarine with Jeremy Schnei…

For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Finance advise doesn't have to be confusi...

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May 13, 2024

GI Bill, 529s & Yellow Ribbon Program | "529s Aren't Just for College…

For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. How to maximize your GI Bill, save using ...

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May 6, 2024

Earn 1 Million Credit Card Points without Annual Fees | Secret 25% Ca…

For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Military families can earn 1 million poin...

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April 28, 2024

"E-4s Don't Make Enough to Save" | Myths & Mindsets Keeping Enlisted …

An E-4 with over $50,000 in savings in one tour?! Devin is an E-4 in the USMC who shares tips about military life, budgeting, and saving money on social media. He's done a superb job of transparently showing how a young, enli...

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April 22, 2024

The Financial Value of a Military Spouse | Military Spouse Roth IRAs …

For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. Highlights of this episode include: How t...

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April 15, 2024

Amex Family Language Rules | Updated Restrictions for Military Credit…

Want help refining your strategy for military credit cards? For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confident...

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