Episodes

Your net worth isn't the full picture of your wealth. Financial independence is great, but if your health, relationships, and purpose suffer, are you really wealthy? In this episode, Jamie and Spencer break down The Five Type...

Too restrictive or a key part of a military families financial planning? Today's episode is a no-holds-barred discussion about the pros, cons, and real-life strategies behind 529 plans. Episode Summary: In this episode, Spenc...

Did you know there's a way to get tax-free income, tax-free growth, AND tax-free withdrawals —all legally? If you're in the military, you have access to one of the most powerful wealth-building tools that civilians can only d...

Are you just trying to survive financially? Or are you on your way to building a lasting legacy? Discover the 7 levels of wealth adapted for military life and learn how to move from paycheck-to-paycheck living to financial fr...

Navigating PCS Chaos, Saving Money, and Finding Adventure! PCSing is a constant in military life, often bringing stress, extra costs, and confusion. But it doesn't have to be a nightmare! In this episode, we dive deep into pr...

The military retirement is one of the best benefits in the world... but is it worth the cost in years of your life? Summary: How is military retirement pay calculated Military retirement can be worth at least $1,500,000! Bene...

Most couples would rather talk about their sex life with a friend than money! What would it look like if we both felt good about money? Today we talk about how to get started with dreaming together and how to discover how to ...

Holding too much cash can be a drag on your gains. You shouldn't have too much of it sitting in your account without a specific purpose. Today you'll learn answers to questions such as: How much is too much? Where should I ke...

Which is better, lump sum investing or Dollar Cost Averaging? Bottom line, neither is significantly better, although lump sum investing statistically wins slightly. The more important factor in you building wealth is that you...

Better every day. That's the goal. Not perfection. What skill have you ever learned that you were perfect at right from the start? Then why are you so hard on yourself when your financial journey isn't perfectly smooth and ea...

"Reading changed my life!" Today's key topics include: VA House Hacking as a young officer, military influencer and off duty employment in the Air Force, personal finance for military women, and self improvement for new offic...

30%-40% international funds in your portfolio!? What is home-country bias and why you may want exposure to markets other than just the US stock market. Links: https://www.baskinfp.com/ Military Tax Experts Alliance Vanguard a...

Entreprenuership, Guard benefits, TSP while deployed, and more! Topics from today: Starting TheMilitaryWallet.com Joining the Guard after 8 years Why he joined the Guard VA disability Guard pay, healthcare, and retirement dif...

64% of veterans will leave initial first post-military job in the first two years! Repeat guest Kate Horrell joins us again to discuss her thought-provoking post on this topic . Of course there are always outliers and unique ...

As an optimzer, Jamie was concerned about how to perfect his family's GI Bill strategy. In the middle of a discussion (after we wrapped up last week's podcast recording with Daniel), we hit record for this non-standard format...

How to teach your military kids about healthy and positive money habits, set expectations for college, use the GI Bill, and leverage 529s and other investment accounts for your military family. With today's guest, Daniel Kopp...

Making your money more focused on your future expenses, goals, and desires. We were inspired by the updates to the YNAB method to share these powerful questions and help your family become more intentional and proactive. Main...

"What's the mission for this money?" "Wealth is what you DON'T see." "Go find something you're really excited about." "Contributions, Conversion, Characterization." "It's OK to follow your curiosity!" This episode is full of ...

Military servicemembers and their spouse can get annual fees waived on personal cards from top banks such as American Express and Chase! Today's episode covers: What's the big deal about these cards? Why are they good? How do...

The 2025 Air Force pilot bonus is out! This episode is specifically for USAF pilots (or anyone else oddly interested in the numbers). There are also bonuses for CSOs/Navs, RPA pilots, and ABMs, although we focus specifically ...

Money doesn't have to cause stress. It doesn't have to be complex. It doesn't have to require a lot of time to build wealth. Learn how to simply your: Budget Bills Investment Tracking Links: Money for Couples podcast w/ Ramit...

Low-cost, Automatic, Diversified, Simple (LADS). Consistent, automatic savings poured into my simple and diversified index funds at low costs have been the cornerstone of my successful investment portfolio. Low-cost: Select l...

Protect your credit, protect your identity, and keep your money safe online. You can easily freeze your credit with each of the 3 credit bureaus to ensure no one can open accounts in your name. You don't need to pay for credi...

Roth is the way to go for almost all military families. Because of the unusually low taxable income military families have (since allowances like BAH and BAS aren't taxable income), we're going to take a hard stance on this ...