Episodes

Learn the behaviors and habits of financially independent military troops in my new book the Military Money Manual, available now at militarymoneymanual.com/book/ Paying off debt, especially when it's 5 or 6 figures, can seem insurmountable. A journey of 1000 miles begins with a single step. The same is true for financial independence. The journey to being a millionaire investor starts with paying off your high interest rate loans. In this episode, 2 Air Force officers Spencer and Jamie walk y...

Check out my new book The Military Money Manual: A Practical Guide to Financial Freedom where I lay out exactly how to achieve financial independence in the military. One of the first steps on the journey to FI is getting your debt under control and getting back to a positive net worth. Whether you use the debt snowball, debt avalanche, or just get it done, getting out of debt is possible! Jamie and Spencer explain how to get out of debt in this tactic filled episode.

Military deployments can be tough. Usually the "98% boredom, 2% sheer terror" rule applies. Learn how to maximize your military money in the The MIlitary Money Manual: A Practical Guide to Financial Freedom If you have downtime on a deployment, you can grow not just your net worth, but your health, fitness, and knowledge as well. A military deployment gives you the unique opportunity to increase your income and decrease your expenses to near zero. You can achieve 90%+ savings rates and make hug...

Learn how to build your financial foundation and achieve military financial independence quickly in the Military Money Manual: A Practical Guide to Financial Freedom. Available now at militarymoneymanual.com/book Cadets and midshipmen at West Point, Naval Academy, and the Air Force Academy or in Army, Navy, and Air Force ROTC have a unique opportunity to rapidly accelerate their journey to financial independence. When you're young your most valuable resource is time. Time to educated yourself,...

Read The Military Money Manual book to learn how to achieve financial independence in the military. Available now at https://militarymoneymanual.com/book/ In this episode, Jamie and Spencer tackle questions like: What's the average net worth of the above average military officer? Can you build wealth as a military officer? What steps can you take to become wealthy as a military officer? Dive deeper into the numbers by checking out the article on the website: https://militarymoneymanual.com/t...

The Platinum Card® from American Express military benefits include fee protections. Learn more at militarymoneymanual.com/amex Learn more about military travel rewards cards in my Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 Check out my new book The Military Money Manual, available to order now at militarymoneymanual.com/book

Soon to commission military officers often ask me: "Should I take out the USAA Career Starter Loan or Navy Federal Career Starter Loan?" I offer my career starter loan strategies in my new book The Military Money Manual: A Practical Guide for Financial Freedom. The book is available at militarymoneymanual.com/book Articles on military career starter loans: https://militarymoneymanual.com/navy-federal-career-starter-loan https://militarymoneymanual.com/usaa-career-starter-loan/ In this epsiode ...

To get started with travel hacking in the military, go to the Ultimate Miltiary Credit Cards Course and sign up today. It's 100% free, there's nothing to buy, and I only need your email to send you the 5 day course. In this episode, Spencer and Jamie reveal their personal credit card portfolios with over 50 credit cards between them. We talk about our points accumulation strategies, the path to 1 million Amex points, and some of our favorite features of the cards. You can see Spencer's curren...

Learn more in the 100% free, 5 day, email based Ultimate Military Credit Cards Course. Spencer and Jamie continue to answer frequently asked questions about military travel rewards cards. Learn how to get your annual fee waived on the most popular card for military servicemembers. Head to MilitaryMoneyManual.com to see the best credit card offers for military this month. Cards mentioned in this episode include: Amex Platinum Amex Gold Chase Sapphire Reserve Chase Sapphire Preferred Compare ...

Learn more about military travel rewards cards in the Ultimate Military Credit Cards Course! Questions we cover in this episode: What are military travel rewards cards? Why do banks and credit card companies waive annual fees on credit cards for active duty, Title 10 Guard/Reserve, and military spouses? Do all banks and credit card companies do this? (Credit cards that waive annual fees for military) What about credit card debt? What about your credit score? Do miles and points have an exp...

New book, the Military Money Manual: A Practical Guide to Financial Freedom, available soon at https://militarymoneymanual.com/book/

Learn more about the 9 principles to achieve financial independence in my new book The Military Money Manual, available for pre-order now!

Learn more about the 9 principles to achieve financial freedom in my new book The Military Money Manual.

Everything you need to know about the military Thrift Savings Plan. The TSP is one of the most under-utilized military benefits. It's a fantastic "401k-ish" retirement savings account that allows you to unlock massive military tax advantages. The Roth TSP allows you access the triple-tax benefit of military pay: tax free in, tax free growth, and tax free out in retirement. Learn how much to contribute to your TSP to receive the full 5% BRS match.

Check out the luxury Four Seasons Resort Lanai we stayed at using points from our Amex Platinum cards. The annual fee is waived for military servicemembers and their spouses! Learn how to get your annual fees waived in my 100% free, 5 day course available at The Ultimate Military Credit Cards Course.

The Military Money Manual podcast is all about achieving financial freedom while you serve in the military. Spencer is an active duty Air Force officer and founder of militarymoneymanual.com, the most popular military travel hacking and military financial independence blog on the Internet. He is the author of The Military Money Manual: A Practical Guide to Financial Freedom the new personal finance and investing book specifically for military cadets, midshipmen, officers, and enlisted. Jamie ...